Mengapa Memilih Bank Syariah? (Sebuah Kajian Dari Persepsi Nasabah Non-Muslim)

Authors

  • Nurlinda Politeknik Negeri Medan, Medan
  • Muhammad Zuhirsyan Politeknik Negeri Medan, Medan

Keywords:

Presepsi, Minat, Kepuasan Memilih, Nasabah Non Muslim, Perbankan Syariah

Abstract

The purpose of this study is to analyze and find the point of view of non-Muslim customers when choosing Islamic banking. This research is a qualitative study using open and closed interviews in collecting data. The data analysis technique used descriptive analysis. The results showed that there is interest from non-Muslim customers in Islamic banking, especially interest in choosing financing products. Interest in choosing Islamic banking from non-Muslim customers is determined by the perception of the benefits obtained, the ease of installment arrears, and the low cost of capital. Meanwhile, the main reasons for non-Muslim customers are not interested in Islamic banking products are because of the confusing and unclear terms, unclear calculation methods, and lack of literacy about Islamic banking among non-Muslim communities.

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Published

2020-09-23

How to Cite

Nurlinda, & Zuhirsyan, M. (2020). Mengapa Memilih Bank Syariah? (Sebuah Kajian Dari Persepsi Nasabah Non-Muslim). BISMA Cendekia, 1(1), 7–14. Retrieved from https://ojs.politeknikcendana.ac.id/index.php/bisma/article/view/9